{"id":1332,"date":"2026-07-25T09:24:36","date_gmt":"2026-07-25T00:24:36","guid":{"rendered":"https:\/\/www.ky-consultant.jp\/blog\/?p=1332"},"modified":"2026-08-16T06:33:59","modified_gmt":"2026-08-15T21:33:59","slug":"nisa-vs-ideco","status":"publish","type":"post","link":"https:\/\/www.ky-consultant.jp\/blog\/nisa-vs-ideco\/","title":{"rendered":"NISA\u3068iDeCo\u3001\u3069\u3063\u3061\u304b\u3089\u59cb\u3081\u308b\uff1f \u7d50\u8ad6\u306f\u300e\u307e\u305aNISA\u300f"},"content":{"rendered":"<p>&#x1f4d6; \u3053\u306e\u8a18\u4e8b\u306f\u7d042,000\u6587\u5b57\u3067\u3059\uff08\u8aad\u4e86\u76ee\u5b89\uff1a\u7d045\u5206\uff09<\/p>\n<p>\u300cNISA\u3068iDeCo\u3001\u3069\u3061\u3089\u304b\u3089\u59cb\u3081\u308c\u3070\u3044\u3044\u3067\u3059\u304b\uff1f\u300d\u2014\u2014\u3053\u308c\u306fFP\u3078\u306e\u76f8\u8ac7\u306e\u4e2d\u3067\u3082\u7279\u306b\u591a\u3044\u8cea\u554f\u306e\u4e00\u3064\u3067\u3059\u3002<\/p>\n<p>\u3069\u3061\u3089\u3082\u512a\u308c\u305f\u5236\u5ea6\u3067\u3059\u304c\u3001\u300c\u3044\u3064\u3067\u3082\u304a\u91d1\u3092\u5f15\u304d\u51fa\u305b\u308b\u304b\u3069\u3046\u304b\u300d\u3068\u3044\u3046\u70b9\u306b\u5927\u304d\u306a\u9055\u3044\u304c\u3042\u308a\u307e\u3059\u3002\u3053\u306e\u9055\u3044\u3092\u7406\u89e3\u3057\u305f\u4e0a\u3067\u9078\u3076\u3053\u3068\u304c\u3001\u5931\u6557\u3057\u306a\u3044\u305f\u3081\u306e\u91cd\u8981\u306a\u30dd\u30a4\u30f3\u30c8\u3067\u3059\u3002<\/p>\n<hr \/>\n<h2>\u7d50\u8ad6\uff1a\u307e\u305aNISA\u304b\u3089\u59cb\u3081\u308b\u306e\u304c\u591a\u304f\u306e\u4eba\u306b\u5f53\u3066\u306f\u307e\u308b<\/h2>\n<p>NISA\u3092\u5148\u306b\u59cb\u3081\u3001\u4f59\u88d5\u304c\u3042\u308c\u3070iDeCo\u3092\u8ffd\u52a0\u3059\u308b\u2014\u2014\u3053\u308c\u304c\u307b\u3068\u3093\u3069\u306e\u65b9\u306b\u3068\u3063\u3066\u5408\u7406\u7684\u306a\u9078\u629e\u3067\u3059\u3002\u7406\u7531\u306f\u300c\u5f15\u304d\u51fa\u3057\u3084\u3059\u3055\uff08\u6d41\u52d5\u6027\uff09\u300d\u306e\u9055\u3044\u306b\u3042\u308a\u307e\u3059\u3002<\/p>\n<hr \/>\n<h2>NISA\u3068iDeCo\u306e\u6bd4\u8f03<\/h2>\n<div style=\"overflow-x: auto; margin-bottom: 1em\">\n<table style=\"border-collapse: collapse; width: auto\">\n<thead>\n<tr>\n<th style=\"border: 1px solid #ccc; padding: 4px 8px; white-space: nowrap\">\u6bd4\u8f03\u9805\u76ee<\/th>\n<th style=\"border: 1px solid #ccc; padding: 4px 8px; white-space: nowrap\">NISA<\/th>\n<th style=\"border: 1px solid #ccc; padding: 4px 8px; white-space: nowrap\">iDeCo<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"border: 1px solid #ccc; padding: 4px 8px; white-space: nowrap\">\u5e74\u9593\u4e0a\u9650<\/td>\n<td style=\"border: 1px solid #ccc; padding: 4px 8px; white-space: nowrap\">360\u4e07\u5186\uff08\u3064\u307f\u305f\u3066120\u4e07+\u6210\u9577240\u4e07\uff09<\/td>\n<td style=\"border: 1px solid #ccc; padding: 4px 8px; white-space: nowrap\">\u4f1a\u793e\u54e1\uff1a\u6700\u5927\u67082.3\u4e07\u5186\uff082026\u5e7412\u6708\u301c6.2\u4e07\u5186\uff09<\/td>\n<\/tr>\n<tr>\n<td style=\"border: 1px solid #ccc; padding: 4px 8px; white-space: nowrap\">\u7bc0\u7a0e\u306e\u4ed5\u7d44\u307f<\/td>\n<td style=\"border: 1px solid #ccc; padding: 4px 8px; white-space: nowrap\">\u904b\u7528\u76ca\u306e\u975e\u8ab2\u7a0e\u306e\u307f<\/td>\n<td style=\"border: 1px solid #ccc; padding: 4px 8px; white-space: nowrap\">\u639b\u3051\u91d1\u63a7\u9664\uff0b\u904b\u7528\u76ca\u975e\u8ab2\u7a0e\uff0b\u53d7\u53d6\u6642\u63a7\u9664<\/td>\n<\/tr>\n<tr>\n<td style=\"border: 1px solid #ccc; padding: 4px 8px; white-space: nowrap\">\u5f15\u304d\u51fa\u3057<\/td>\n<td style=\"border: 1px solid #ccc; padding: 4px 8px; white-space: nowrap\">\u3044\u3064\u3067\u3082\u53ef\u80fd<\/td>\n<td style=\"border: 1px solid #ccc; padding: 4px 8px; white-space: nowrap\">\u539f\u524760\u6b73\u307e\u3067\u4e0d\u53ef<\/td>\n<\/tr>\n<tr>\n<td style=\"border: 1px solid #ccc; padding: 4px 8px; white-space: nowrap\">\u6295\u8cc7\u5bfe\u8c61<\/td>\n<td style=\"border: 1px solid #ccc; padding: 4px 8px; white-space: nowrap\">\u682a\u5f0f\u30fb\u6295\u8cc7\u4fe1\u8a17\u30fbETF\u306a\u3069<\/td>\n<td style=\"border: 1px solid #ccc; padding: 4px 8px; white-space: nowrap\">\u6295\u8cc7\u4fe1\u8a17\u306e\u307f<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<hr \/>\n<h2>NISA\u3092\u5148\u306b\u9078\u3076\u3079\u304d\u7406\u7531<\/h2>\n<p>NISA\u306e\u6700\u5927\u306e\u30e1\u30ea\u30c3\u30c8\u306f\u3001\u5fc5\u8981\u306a\u3068\u304d\u306b\u3044\u3064\u3067\u3082\u5f15\u304d\u51fa\u305b\u308b\u3053\u3068\u3067\u3059\u3002\u6025\u306a\u51fa\u8cbb\u30fb\u30e9\u30a4\u30d5\u30a4\u30d9\u30f3\u30c8\uff08\u6559\u80b2\u8cbb\u30fb\u4f4f\u5b85\u8cfc\u5165\u306a\u3069\uff09\u306b\u5099\u3048\u306a\u304c\u3089\u8cc7\u7523\u3092\u5897\u3084\u305b\u307e\u3059\u3002iDeCo\u306f\u300c60\u6b73\u307e\u3067\u5f15\u304d\u51fa\u305b\u306a\u3044\u300d\u3068\u3044\u3046\u5236\u7d04\u304c\u3042\u308b\u305f\u3081\u3001\u307e\u305aNISA\u3067\u300c\u3044\u3056\u3068\u3044\u3046\u3068\u304d\u306b\u4f7f\u3048\u308b\u8cc7\u7523\u300d\u3092\u4f5c\u308b\u3053\u3068\u304c\u91cd\u8981\u3067\u3059\u3002<\/p>\n<hr \/>\n<h2>iDeCo\u304c\u7279\u306b\u6709\u52b9\u306a\u30b1\u30fc\u30b9<\/h2>\n<p>iDeCo\u306f\u639b\u3051\u91d1\u304c\u5168\u984d\u6240\u5f97\u63a7\u9664\u306b\u306a\u308b\u305f\u3081\u3001\u6240\u5f97\u7a0e\u7387\u304c\u9ad8\u3044\u65b9\u307b\u3069\u7bc0\u7a0e\u52b9\u679c\u304c\u5927\u304d\u304f\u306a\u308a\u307e\u3059\u3002\u5e74\u53ce\u304c\u9ad8\u304f\u3001\u7a0e\u7387\u304c20\u301c23%\u4ee5\u4e0a\u306e\u65b9\u306b\u3068\u3063\u3066\u306f\u7279\u306b\u6709\u52b9\u3067\u3059\u3002\u307e\u305f\u8001\u5f8c\u8cc7\u91d1\u3068\u3057\u3066\u660e\u78ba\u306b\u300c60\u6b73\u4ee5\u964d\u306b\u4f7f\u3046\u300d\u3068\u6c7a\u3081\u305f\u8cc7\u91d1\u306b\u3064\u3044\u3066\u306f\u3001iDeCo\u3067\u7a4d\u307f\u7acb\u3066\u308b\u3068\u7bc0\u7a0e\u3057\u306a\u304c\u3089\u904b\u7528\u3067\u304d\u307e\u3059\u3002<\/p>\n<hr \/>\n<h2>2026\u5e7412\u6708\u306eiDeCo\u6539\u6b63\u3082\u8e0f\u307e\u3048\u3066\u8003\u3048\u308b<\/h2>\n<p>2026\u5e7412\u6708\u304b\u3089\u4f1a\u793e\u54e1\u306eiDeCo\u306e\u639b\u3051\u91d1\u4e0a\u9650\u304c\u67082.3\u4e07\u5186\u304b\u3089\u67086.2\u4e07\u5186\u306b\u5f15\u304d\u4e0a\u3052\u3089\u308c\u307e\u3059\u3002\u3053\u306e\u6539\u6b63\u5f8c\u306f\u3001NISA\u3068iDeCo\u3092\u7d44\u307f\u5408\u308f\u305b\u305f\u7bc0\u7a0e\u52b9\u679c\u304c\u3055\u3089\u306b\u5927\u304d\u304f\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>NISA\u3067\u7a4d\u307f\u7acb\u3066\u3092\u7d99\u7d9a\u3057\u306a\u304c\u3089\u3001iDeCo\u3082\u6d3b\u7528\u3059\u308b\u3053\u3068\u3067\u7a0e\u5236\u4e0a\u306e\u6069\u6075\u3092\u6700\u5927\u5316\u3067\u304d\u307e\u3059\u3002\u307e\u305aNISA\u3067\u6163\u308c\u305f\u5f8c\u306biDeCo\u3092\u8ffd\u52a0\u3059\u308b\u3068\u3044\u3046\u6bb5\u968e\u7684\u306a\u30a2\u30d7\u30ed\u30fc\u30c1\u304c\u3001\u7121\u7406\u306e\u306a\u3044\u8cc7\u7523\u5f62\u6210\u306b\u3064\u306a\u304c\u308a\u307e\u3059\u3002<\/p>\n<hr \/>\n<h2>NISA\u3068iDeCo\u3092\u4f7f\u3044\u5206\u3051\u308b\u5224\u65ad\u57fa\u6e96<\/h2>\n<p>\u81ea\u5206\u306e\u72b6\u6cc1\u306b\u5408\u308f\u305b\u3066\u300c\u3069\u3061\u3089\u3092\u3069\u308c\u3060\u3051\u4f7f\u3046\u304b\u300d\u3092\u5224\u65ad\u3059\u308b\u305f\u3081\u306e\u6307\u91dd\u3067\u3059\u3002<\/p>\n<p><strong>\u307e\u305aNISA\u3092\u512a\u5148\u3059\u3079\u304d\u65b9<\/strong><br \/>\n&#8211; \u5b50\u3069\u3082\u306e\u6559\u80b2\u8cbb\u306a\u3069\u8fd1\u3044\u5c06\u6765\u306b\u4f7f\u3046\u4e88\u5b9a\u306e\u304a\u91d1\u304c\u3042\u308b\u65b9<br \/>\n&#8211; \u7dca\u6025\u4e88\u5099\u8cc7\u91d1\u304c\u5341\u5206\u306b\u78ba\u4fdd\u3067\u304d\u3066\u3044\u306a\u3044\u65b9<br \/>\n&#8211; \u8ee2\u8077\u30fb\u72ec\u7acb\u306a\u3069\u751f\u6d3b\u306e\u5909\u5316\u304c\u4e88\u60f3\u3055\u308c\u308b\u65b9<br \/>\n&#8211; \u3053\u308c\u304b\u3089\u6295\u8cc7\u3092\u59cb\u3081\u305f\u3070\u304b\u308a\u3067\u3001\u307e\u305a\u6163\u308c\u305f\u3044\u65b9<\/p>\n<p><strong>iDeCo\u3092\u8ffd\u52a0\u3059\u308b\u4fa1\u5024\u304c\u9ad8\u3044\u65b9<\/strong><br \/>\n&#8211; \u8001\u5f8c\u8cc7\u91d1\u3092\u78ba\u5b9f\u306b\u7a4d\u307f\u7acb\u3066\u305f\u3044\u65b9<br \/>\n&#8211; \u6240\u5f97\u7a0e\u7387\u304c20%\u4ee5\u4e0a\u3067\u3001\u7bc0\u7a0e\u52b9\u679c\u3092\u6700\u5927\u5316\u3057\u305f\u3044\u65b9<br \/>\n&#8211; \u5b9a\u5e74\u307e\u3067\u5b89\u5b9a\u3057\u305f\u53ce\u5165\u304c\u7d9a\u304f\u4f1a\u793e\u54e1\u30fb\u516c\u52d9\u54e1\u306e\u65b9<br \/>\n&#8211; NISA\u306e\u7a4d\u7acb\u304c\u5b89\u5b9a\u3057\u3066\u304d\u3066\u3001\u6b21\u306e\u7bc0\u7a0e\u624b\u6bb5\u3092\u63a2\u3057\u3066\u3044\u308b\u65b9<\/p>\n<hr \/>\n<p>\u3069\u3061\u3089\u306e\u5236\u5ea6\u3082\u300c\u9577\u304f\u7d9a\u3051\u308b\u3053\u3068\u300d\u304c\u6700\u3082\u91cd\u8981\u3067\u3059\u3002\u6708\u3005\u306e\u7a4d\u7acb\u984d\u3092\u7121\u7406\u306e\u306a\u3044\u7bc4\u56f2\u306b\u8a2d\u5b9a\u3057\u3001\u76f8\u5834\u306e\u4e0a\u4e0b\u306b\u4e00\u559c\u4e00\u6182\u305b\u305a\u306b\u7d99\u7d9a\u3059\u308b\u3053\u3068\u304c\u3001\u8cc7\u7523\u5f62\u6210\u306b\u304a\u3051\u308b\u6700\u5927\u306e\u6210\u529f\u8981\u56e0\u3067\u3059\u3002\u5236\u5ea6\u306e\u9078\u629e\u3088\u308a\u3082\u300c\u7d9a\u3051\u308b\u3053\u3068\u300d\u3092\u512a\u5148\u3059\u308b\u610f\u8b58\u3092\u6301\u3061\u307e\u3057\u3087\u3046\u3002<\/p>\n<h2>\u307e\u3068\u3081\uff1a\u81ea\u5206\u306e\u30b9\u30c6\u30fc\u30b8\u306b\u5408\u308f\u305b\u3066\u9078\u3076<\/h2>\n<p>NISA\u3068iDeCo\u306f\u3069\u3061\u3089\u3082\u975e\u8ab2\u7a0e\u3067\u8cc7\u7523\u3092\u5897\u3084\u305b\u308b\u512a\u308c\u305f\u5236\u5ea6\u3067\u3059\u3002\u300c\u3069\u3061\u3089\u304c\u6b63\u89e3\u304b\u300d\u3067\u306f\u306a\u304f\u3001\u300c\u4eca\u306e\u81ea\u5206\u306e\u72b6\u6cc1\u3067\u306f\u3069\u3061\u3089\u304c\u5408\u3063\u3066\u3044\u308b\u304b\u300d\u3068\u3044\u3046\u8996\u70b9\u3067\u9078\u3076\u3053\u3068\u304c\u5927\u5207\u3067\u3059\u3002<\/p>\n<p>\u307e\u305aNISA\u3067\u67d4\u8edf\u306b\u8cc7\u7523\u5f62\u6210\u3092\u59cb\u3081\u3001\u751f\u6d3b\u304c\u5b89\u5b9a\u3057\u305f\u3089iDeCo\u3092\u8ffd\u52a0\u3057\u3066\u8001\u5f8c\u8cc7\u91d1\u3092\u7a4d\u307f\u7acb\u3066\u308b\u2014\u2014\u3053\u306e\u6bb5\u968e\u7684\u306a\u30a2\u30d7\u30ed\u30fc\u30c1\u304c\u3001\u9577\u671f\u7684\u306b\u8cc7\u7523\u3092\u80b2\u3066\u308b\u305f\u3081\u306e\u73fe\u5b9f\u7684\u306a\u65b9\u6cd5\u3067\u3059\u3002<\/p>\n<hr \/>\n<p>\u307e\u305aNISA\u3067\u6d41\u52d5\u6027\u3092\u78ba\u4fdd\u3057\u3001\u4f59\u88d5\u304c\u751f\u307e\u308c\u305f\u3089iDeCo\u3067\u7a0e\u52b9\u679c\u3092\u8ffd\u52a0\u3059\u308b\u3002\u3053\u306e\u9806\u756a\u304c\u591a\u304f\u306e\u65b9\u306b\u3068\u3063\u3066\u7121\u7406\u306e\u306a\u3044\u51fa\u767a\u70b9\u3067\u3059\u3002\u3069\u3061\u3089\u3082\u300c\u7d99\u7d9a\u3059\u308b\u3053\u3068\u300d\u304c\u6700\u5927\u306e\u6226\u7565\u3067\u3059\u3002<\/p>\n<p><a href=\"https:\/\/lin.ee\/ZEGGS0Df\"><img decoding=\"async\" src=\"https:\/\/scdn.line-apps.com\/n\/line_add_friends\/btn\/ja.png\" alt=\"\u53cb\u3060\u3061\u8ffd\u52a0\" height=\"36\" border=\"0\"><\/a><\/p>\n<h2>Instagram\u7528\uff08\u30ab\u30eb\u30fc\u30bb\u30eb\u69cb\u6210\u30e1\u30e2\uff09<\/h2>\n<div style=\"overflow-x: auto; margin-bottom: 1em\">\n<table style=\"border-collapse: collapse; width: auto\">\n<thead>\n<tr>\n<th style=\"border: 1px solid #ccc; padding: 4px 8px; white-space: nowrap\">\u30b9\u30e9\u30a4\u30c9<\/th>\n<th style=\"border: 1px solid #ccc; padding: 4px 8px; white-space: nowrap\">\u5185\u5bb9<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"border: 1px solid #ccc; padding: 4px 8px; white-space: nowrap\">1\u679a\u76ee<\/td>\n<td style=\"border: 1px solid #ccc; padding: 4px 8px; white-space: nowrap\">\u300cNISA vs iDeCo\u300d\u5bfe\u6c7a\u30bf\u30a4\u30c8\u30eb<\/td>\n<\/tr>\n<tr>\n<td style=\"border: 1px solid #ccc; padding: 4px 8px; white-space: nowrap\">2\u679a\u76ee<\/td>\n<td style=\"border: 1px solid #ccc; padding: 4px 8px; white-space: nowrap\">\u6bd4\u8f03\u8868\uff08\u6d41\u52d5\u6027\u30fb\u7bc0\u7a0e\u30fb\u4e0a\u9650\uff09<\/td>\n<\/tr>\n<tr>\n<td style=\"border: 1px solid #ccc; padding: 4px 8px; white-space: nowrap\">3\u679a\u76ee<\/td>\n<td style=\"border: 1px solid #ccc; padding: 4px 8px; white-space: nowrap\">iDeCo\u304c\u300c\u8001\u5f8c\u5c02\u7528\u300d\u306a\u7406\u7531<\/td>\n<\/tr>\n<tr>\n<td style=\"border: 1px solid #ccc; padding: 4px 8px; white-space: nowrap\">4\u679a\u76ee<\/td>\n<td style=\"border: 1px solid #ccc; padding: 4px 8px; white-space: nowrap\">iDeCo\u304c\u6709\u5229\u306a\u30b1\u30fc\u30b9<\/td>\n<\/tr>\n<tr>\n<td style=\"border: 1px solid #ccc; padding: 4px 8px; white-space: nowrap\">5\u679a\u76ee<\/td>\n<td style=\"border: 1px solid #ccc; padding: 4px 8px; white-space: nowrap\">\u512a\u5148\u9806\u4f4d\u306e\u8003\u3048\u65b9\uff08\u30d5\u30ed\u30fc\u56f3\uff09<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<hr \/>\n","protected":false},"excerpt":{"rendered":"<p>&#x1f4d6; \u3053\u306e\u8a18\u4e8b\u306f\u7d042,000\u6587\u5b57\u3067\u3059\uff08\u8aad\u4e86\u76ee\u5b89\uff1a\u7d045\u5206\uff09 \u300cNISA\u3068iDeCo\u3001\u3069\u3061\u3089\u304b\u3089\u59cb\u3081\u308c\u3070\u3044\u3044\u3067\u3059\u304b\uff1f\u300d\u2014\u2014\u3053\u308c\u306fFP\u3078\u306e\u76f8\u8ac7\u306e\u4e2d\u3067\u3082\u7279\u306b\u591a\u3044\u8cea\u554f\u306e\u4e00\u3064\u3067\u3059\u3002 \u3069\u3061\u3089\u3082\u512a\u308c\u305f\u5236\u5ea6\u3067\u3059\u304c\u3001\u300c\u3044\u3064\u3067\u3082 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":2595,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[115],"tags":[75,73,77],"class_list":["post-1332","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-investment","tag-ideco","tag-nisa","tag-77"],"_links":{"self":[{"href":"https:\/\/www.ky-consultant.jp\/blog\/wp-json\/wp\/v2\/posts\/1332","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.ky-consultant.jp\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.ky-consultant.jp\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.ky-consultant.jp\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.ky-consultant.jp\/blog\/wp-json\/wp\/v2\/comments?post=1332"}],"version-history":[{"count":17,"href":"https:\/\/www.ky-consultant.jp\/blog\/wp-json\/wp\/v2\/posts\/1332\/revisions"}],"predecessor-version":[{"id":2833,"href":"https:\/\/www.ky-consultant.jp\/blog\/wp-json\/wp\/v2\/posts\/1332\/revisions\/2833"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.ky-consultant.jp\/blog\/wp-json\/wp\/v2\/media\/2595"}],"wp:attachment":[{"href":"https:\/\/www.ky-consultant.jp\/blog\/wp-json\/wp\/v2\/media?parent=1332"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.ky-consultant.jp\/blog\/wp-json\/wp\/v2\/categories?post=1332"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.ky-consultant.jp\/blog\/wp-json\/wp\/v2\/tags?post=1332"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}