{"id":1522,"date":"2026-08-11T09:06:09","date_gmt":"2026-08-11T00:06:09","guid":{"rendered":"https:\/\/www.ky-consultant.jp\/blog\/?p=1522"},"modified":"2026-08-17T20:07:13","modified_gmt":"2026-08-17T11:07:13","slug":"%e6%98%87%e9%80%b2%e3%83%bb%e6%98%87%e7%b5%a6%e3%81%a7%e6%89%8b%e5%8f%96%e3%82%8a%e3%81%8c%e6%b8%9b%e3%82%8b%e3%82%b1%e3%83%bc%e3%82%b9%e3%81%a8%e5%af%be%e7%ad%96%ef%bc%88%e7%a8%8e%e3%83%bb%e7%a4%be","status":"publish","type":"post","link":"https:\/\/www.ky-consultant.jp\/blog\/%e6%98%87%e9%80%b2%e3%83%bb%e6%98%87%e7%b5%a6%e3%81%a7%e6%89%8b%e5%8f%96%e3%82%8a%e3%81%8c%e6%b8%9b%e3%82%8b%e3%82%b1%e3%83%bc%e3%82%b9%e3%81%a8%e5%af%be%e7%ad%96%ef%bc%88%e7%a8%8e%e3%83%bb%e7%a4%be\/","title":{"rendered":"\u6607\u9032\u30fb\u6607\u7d66\u3067\u624b\u53d6\u308a\u304c\u6e1b\u308b\u30b1\u30fc\u30b9\u3068\u5bfe\u7b56\uff08\u7a0e\u30fb\u793e\u4f1a\u4fdd\u967a\u306e\u9006\u8ee2\u73fe\u8c61\uff09"},"content":{"rendered":"<p>&#x1f4d6; \u3053\u306e\u8a18\u4e8b\u306f\u7d041,600\u6587\u5b57\u3067\u3059\uff08\u8aad\u4e86\u76ee\u5b89\uff1a\u7d044\u5206\uff09<\/p>\n<p>&#8212;<\/p>\n<p>\u300c\u6607\u7d66\u3057\u305f\u306e\u306b\u3001\u624b\u53d6\u308a\u304c\u601d\u3063\u305f\u3088\u308a\u5897\u3048\u3066\u3044\u306a\u3044\u300d<\/p>\n<p>\u3053\u308c\u3001\u3088\u304f\u805e\u304f\u8a71\u306a\u3093\u3067\u3059\u3088\u306d\u3002\u3002<\/p>\n<p>\u6607\u7d66100\u4e07\u5186\u3067\u3082\u3001\u624b\u53d6\u308a\u306b\u5c4a\u304f\u306e\u306f\u7d0463\u4e07\u5186\u3002<br \/>\n\u6b8b\u308a\u306e37%\u306f\u3001\u7a0e\u3068\u793e\u4f1a\u4fdd\u967a\u6599\u304c\u5438\u53ce\u3057\u3066\u3057\u307e\u3044\u307e\u3059\u3002<\/p>\n<p>&#8212;<\/p>\n<p>**&#x1f4a1; \u6240\u5f97\u7a0e\u306f\u300c\u7d2f\u9032\u8ab2\u7a0e\u300d\u306a\u306e\u3067\u3001\u4e0a\u304c\u308b\u307b\u3069\u7a0e\u7387\u304c\u9ad8\u304f\u306a\u308b**<\/p>\n<p>&#x2714;\ufe0e \u8ab2\u7a0e\u6240\u5f97195\u4e07\u5186\u4ee5\u4e0b\uff1a\u7a0e\u73875%<br \/>\n&#x2714;\ufe0e 195\u301c330\u4e07\u5186\uff1a\u7a0e\u738710%<br \/>\n&#x2714;\ufe0e 330\u301c695\u4e07\u5186\uff1a\u7a0e\u738720%<br \/>\n&#x2714;\ufe0e 695\u301c900\u4e07\u5186\uff1a\u7a0e\u738723%<br \/>\n&#x2714;\ufe0e 900\u301c1,800\u4e07\u5186\uff1a\u7a0e\u738733%<\/p>\n<p>\u53ce\u5165\u304c\u5897\u3048\u308b\u307b\u3069\u3001\u5897\u3048\u305f\u5206\u3078\u306e\u7a0e\u7387\u304c\u4e0a\u304c\u308a\u307e\u3059\u3002<br \/>\n\u3055\u3089\u306b\u793e\u4f1a\u4fdd\u967a\u6599\u3082\u3001\u6708\u53ce\u304c\u4e0a\u304c\u308b\u3068\u7b49\u7d1a\u304c\u4e0a\u304c\u3063\u3066\u5897\u3048\u307e\u3059\u3002<\/p>\n<p>\u6708\u53ce30\u4e07\u5186\uff1a\u7d0442,000\u5186\/\u6708<br \/>\n\u6708\u53ce35\u4e07\u5186\uff1a\u7d0449,000\u5186\/\u6708<br \/>\n\u6708\u53ce40\u4e07\u5186\uff1a\u7d0456,000\u5186\/\u6708<\/p>\n<hr style=\"margin-top:16px;margin-bottom:16px;border:none;border-top:1px solid #ddd;\" \/>\n<p><!-- Zone A: AF-001 \u4fdd\u967a\u30b3\u30f3\u30d1\u30b9 --><\/p>\n<p style=\"margin-top:12px;margin-bottom:12px;\">\u6607\u7d66\u5f8c\u306e\u624b\u53d6\u308a\u5909\u5316\u3092\u6b63\u78ba\u306b\u628a\u63e1\u3059\u308b\u306b\u306f\u3001\u7a0e\u30fb\u4fdd\u967a\u30fb\u6559\u80b2\u8cbb\u3092\u542b\u3081\u305f\u5bb6\u8a08\u5168\u4f53\u306e\u30b7\u30df\u30e5\u30ec\u30fc\u30b7\u30e7\u30f3\u304c\u6709\u52b9\u3067\u3059\u3002<a href=\"https:\/\/px.a8.net\/svt\/ejp?a8mat=4B1R5P+81Y55M+5VR2+5YJRM\" rel=\"nofollow sponsored\">\u4fdd\u967a\u30b3\u30f3\u30d1\u30b9<\/a>\u3067\u306f\u7121\u6599\u3067FP\u306b\u76f8\u8ac7\u3067\u304d\u307e\u3059\u3002 <span style=\"font-size:11px;color:#999;\">\u5e83\u544a<\/span><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" border=\"0\" width=\"1\" height=\"1\" src=\"https:\/\/www11.a8.net\/0.gif?a8mat=4B1R5P+81Y55M+5VR2+5YJRM\" alt=\"\"><\/p>\n<hr style=\"margin-top:16px;margin-bottom:16px;border:none;border-top:1px solid #ddd;\" \/>\n<p>**\u3067\u3082\u3001\u3001\u624b\u53d6\u308a\u304c\u300c\u4e0b\u304c\u308b\u300d\u30b1\u30fc\u30b9\u3082\u3042\u308a\u307e\u3059\u3002**<\/p>\n<p>\u4ee5\u4e0b\u306e\u6761\u4ef6\u304c\u91cd\u306a\u308b\u3068\u3001\u6607\u7d66\u3057\u305f\u306e\u306b\u624b\u53d6\u308a\u304c\u9006\u306b\u6e1b\u308b\u3053\u3068\u304c\u3042\u308b\u3093\u3067\u3059\u3002<\/p>\n<p>&#x2714;\ufe0e \u6607\u9032\u306b\u4f34\u3063\u3066\u4f4f\u5b85\u624b\u5f53\u30fb\u5bb6\u65cf\u624b\u5f53\u304c\u5ec3\u6b62\u306b\u306a\u308b<br \/>\n\u2192 \u67083\u4e07\u5186\u306e\u4f4f\u5b85\u624b\u5f53\u304c\u6d88\u3048\u308b\u3068\u5e7436\u4e07\u5186\u306e\u5b9f\u8cea\u53ce\u5165\u6e1b<\/p>\n<p>&#x2714;\ufe0e \u5e74\u53ce\u306e\u58c1\uff08103\u4e07\u30fb130\u4e07\u30fb150\u4e07\u30fb201\u4e07\u5186\uff09\u3092\u8d85\u3048\u3066\u914d\u5076\u8005\u306e\u6276\u990a\u63a7\u9664\u304c\u6d88\u6ec5<\/p>\n<p>&#x2714;\ufe0e 4\u301c6\u6708\u306b\u6b8b\u696d\u3068\u6607\u7d66\u304c\u91cd\u306a\u308a\u3001\u6a19\u6e96\u5831\u916c\u6708\u984d\u304c\u5927\u5e45\u30a2\u30c3\u30d7<\/p>\n<p>&#x2714;\ufe0e \u8ab2\u7a0e\u6240\u5f97\u304c330\u4e07\u30fb695\u4e07\u30fb900\u4e07\u5186\u306e\u7bc0\u76ee\u3092\u8d85\u3048\u3066\u7a0e\u7387\u304c\u6bb5\u968e\u7684\u306b\u4e0a\u304c\u308b<\/p>\n<p>\u300c\u7d66\u6599\u304c\u5897\u3048\u305f\u306e\u306b\u751f\u6d3b\u304c\u697d\u306b\u306a\u3089\u306a\u3044\u300d\u3068\u611f\u3058\u308b\u4eba\u306e\u591a\u304f\u306f\u3001\u3053\u306e\u3069\u308c\u304b\u306b\u5f53\u305f\u3063\u3066\u3044\u308b\u3053\u3068\u304c\u591a\u3044\u3067\u3059\u3002<\/p>\n<p>&#8212;<\/p>\n<p>**&#x1f4a1; \u6607\u9032\u5f8c\u306b\u3067\u304d\u308b\u7bc0\u7a0e\u5bfe\u7b56**<\/p>\n<p>&#x2714;\ufe0e iDeCo\uff1a\u7a0e\u738720%\u3067\u67082\u4e07\u5186\u62e0\u51fa \u2192 \u5e74\u9593\u7bc0\u7a0e\u7d0448,000\u5186<br \/>\n&#x2714;\ufe0e \u3075\u308b\u3055\u3068\u7d0d\u7a0e\uff1a\u6240\u5f97\u7a0e\u30fb\u4f4f\u6c11\u7a0e\u304b\u3089\u63a7\u9664\uff08\u53ce\u5165\u306b\u5fdc\u3058\u3066\u4e0a\u9650\u304c\u5897\u3048\u308b\uff09<br \/>\n&#x2714;\ufe0e \u751f\u547d\u4fdd\u967a\u6599\u63a7\u9664\uff1a\u6700\u592712\u4e07\u5186\u306e\u6240\u5f97\u63a7\u9664<br \/>\n&#x2714;\ufe0e \u4f4f\u5b85\u30ed\u30fc\u30f3\u63a7\u9664\uff1a\u6b8b\u9ad8\u306e0.7%\u309213\u5e74\u9593\u7a0e\u984d\u63a7\u9664<\/p>\n<p>\u6607\u7d66\u5f8c\u306f\u300c\u3069\u308c\u3060\u3051\u624b\u53d6\u308a\u304c\u5897\u3048\u308b\u304b\u300d\u3060\u3051\u3067\u306a\u304f\u3001\u300c\u3069\u3046\u7bc0\u7a0e\u3059\u308b\u304b\u300d\u3082\u30bb\u30c3\u30c8\u3067\u8003\u3048\u308b\u306e\u304c\u6b63\u89e3\u3067\u3059\u3002<\/p>\n<p>\u6276\u990a\u63a7\u9664\u304c\u6d88\u3048\u308b\u30bf\u30a4\u30df\u30f3\u30b0\u306a\u3069\u3001\u7d30\u304b\u3044\u6761\u4ef6\u306f\u5bb6\u5ead\u306e\u72b6\u6cc1\u306b\u3088\u3063\u3066\u9055\u3046\u306e\u3067\u3001\u4e00\u5ea6\u81ea\u5206\u306e\u6570\u5b57\u3092\u78ba\u8a8d\u3057\u3066\u307f\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n<hr style=\"margin-top:16px;margin-bottom:16px;border:none;border-top:1px solid #ddd;\" \/>\n<p><!-- Zone B: AF-028 \u304a\u91d1\u306e\u6559\u990a\u8b1b\u5ea7 --><\/p>\n<p style=\"margin-top:12px;margin-bottom:12px;\">\u7a0e\u5236\u3068\u793e\u4f1a\u4fdd\u967a\u306e\u4ed5\u7d44\u307f\u3092\u7406\u89e3\u3057\u3066\u304a\u304f\u3068\u3001\u6607\u7d66\u306e\u305f\u3073\u306b\u640d\u3092\u3057\u306a\u304f\u306a\u308a\u307e\u3059\u3002<a href=\"https:\/\/px.a8.net\/svt\/ejp?a8mat=3NGX5W+7O968Q+1IRY+1TKOKI\" rel=\"nofollow sponsored\">\u304a\u91d1\u306e\u6559\u990a\u8b1b\u5ea7<\/a>\u306f\u7a0e\u91d1\u30fb\u8cc7\u7523\u5f62\u6210\u306e\u57fa\u672c\u3092\u7121\u6599\u3067\u5b66\u3079\u307e\u3059\u3002 <span style=\"font-size:11px;color:#999;\">\u5e83\u544a<\/span><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" border=\"0\" width=\"1\" height=\"1\" src=\"https:\/\/www12.a8.net\/0.gif?a8mat=3NGX5W+7O968Q+1IRY+1TKOKI\" alt=\"\"><\/p>\n<hr style=\"margin-top:16px;margin-bottom:16px;border:none;border-top:1px solid #ddd;\" \/>\n<p>\u6607\u7d66\u30fb\u6276\u990a\u63a7\u9664\u306e\u5909\u5316\u306b\u3088\u3063\u3066\u624b\u53d6\u308a\u304c\u9006\u306b\u6e1b\u308b\u30bf\u30a4\u30df\u30f3\u30b0\u3092\u6574\u7406\u3057\u307e\u3059\u3002\u77e5\u3089\u305a\u306b\u6607\u9032\u3092\u559c\u3093\u3067\u3044\u308b\u3068\u3001\u624b\u53d6\u308a\u304c\u5897\u3048\u3066\u3044\u306a\u3044\u3053\u3068\u306b\u5f8c\u304b\u3089\u6c17\u3065\u304f\u30b1\u30fc\u30b9\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>| \u72b6\u6cc1 | \u5f71\u97ff | \u5177\u4f53\u7684\u306a\u5909\u5316 |<br \/>\n|&#8212;|&#8212;|&#8212;|<br \/>\n| \u5e74\u53ce103\u4e07\u5186\u8d85\uff08\u914d\u5076\u8005\uff09 | \u914d\u5076\u8005\u63a7\u9664\uff0838\u4e07\u5186\uff09\u304c\u6d88\u3048\u308b | \u4e16\u5e2f\u306e\u7a0e\u8ca0\u62c5\u304c\u5897\u52a0 |<br \/>\n| \u5e74\u53ce130\u4e07\u5186\u8d85\uff08\u914d\u5076\u8005\uff09 | \u793e\u4f1a\u4fdd\u967a\u306e\u6276\u990a\u304b\u3089\u5916\u308c\u308b | \u4fdd\u967a\u6599\u304c\u6708\u6570\u4e07\u5186\u767a\u751f |<br \/>\n| \u5e74\u53ce1,000\u301c1,100\u4e07\u5186 | \u914d\u5076\u8005\u7279\u5225\u63a7\u9664\u304c\u6bb5\u968e\u7684\u306b\u6d88\u3048\u308b | \u8ab2\u7a0e\u6240\u5f97\u304c\u6025\u5897 |<br \/>\n| \u7ba1\u7406\u8077\u6607\u9032\u3067\u6b8b\u696d\u4ee3\u306a\u3057 | \u6708\u53ce\u5897\u3067\u3082\u6b8b\u696d\u4ee3\u304c\u6d88\u3048\u308b | \u5b9f\u8cea\u624b\u53d6\u308a\u304c\u6e1b\u308b\u30b1\u30fc\u30b9 |<\/p>\n<p>\u300c\u6607\u7d66=\u624b\u53d6\u308a\u5897\u300d\u3068\u81ea\u52d5\u7684\u306b\u8003\u3048\u306a\u3044\u3053\u3068\u304c\u5927\u5207\u3067\u3059\u3002\u7279\u306b\u5171\u50cd\u304d\u5bb6\u5ead\u306f\u3001\u914d\u5076\u8005\u306e\u53ce\u5165\u3068\u5408\u308f\u305b\u305f\u300c\u4e16\u5e2f\u624b\u53d6\u308a\u300d\u3067\u78ba\u8a8d\u3059\u308b\u3053\u3068\u304c\u5fc5\u8981\u3067\u3059\u3002<\/p>\n<p>&#8212;<\/p>\n<p>## 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